Notice of Data Protection

Effective date: 15 November 2020

Last updated: -


This Data Protection Notice ("Notice") sets out the basis which Recovery Accountants Pte. Ltd. ("we", "us", or "our") may collect, use, disclose or otherwise process personal data of our clients in accordance with the Personal Data Protection Act 2012 ("PDPA") Singapore.


This Notice applies to personal data in our possession or under our control, including personal data in the possession of organisations which we have engaged to collect, use, disclose or process personal data for our purposes.


Personal Data


1.  We define the following terms used in this Notice:


"client" means an individual who


(a).  has contacted us through any means to find out more about any goods or services we provide, or


(b).  may, or has, entered into a contract with us for the supply of any goods or services by us; and


"personal data" means data, whether true or not, about a client who can be identified:


(a).  from that data; or


(b).  from that data and other information to which we have or are likely to have access.


2.  Depending on the nature of your interaction with us, some examples of personal data which we may collect from you include name, email address, telephone number, gender, company name and address.


3.  Other terms used in this Notice shall have the meanings given to them in the PDPA (where the context so permits).


Collection, Use and Disclosure of Personal Data


4.  We generally do not collect your personal data unless:


(a).  it is provided to us voluntarily by you directly or via a third party who has duly authorised by you to disclose your personal data to us (your "authorised representative") after


(i).  you (or your authorised representative) have been notified of the purposes for which the data is collected, and


(ii).  you (or your authorised representative) have provided written consent to the collection and usage of your personal data for those purposes; or


(b).  the collection and use of personal data without consent is permitted or required by the PDPA or other laws.


     We shall seek your consent before collecting any additional personal data and before using your personal data for a purpose which has not been             notified to you (except where permitted or authorised by law).


5.  We may collect and use your personal data for any or all of the following purposes:


(a).  performing obligations in the course of or in connection with our provision of the goods and/or services requested by you;


(b).  responding to, handling, and processing queries, requests, applications, complaints, and feedback from you; 


(c).  managing your relationship with us;


(d).  complying with any applicable laws, regulations, codes of practice, guidelines or rules, or to assist in law enforcement and investigations conducted by any governmental and/or regulatory authority;


(e).  any other purposes for which you have provided the information; 


(f).  transmitting to any unaffiliated third parties including our third party service providers and agents, and relevant governmental and/or regulatory authorities, whether in Singapore or abroad, for the aforementioned purposes; and


(g).  any other incidental business purposes related to or in connection with the above.


6.  We may disclose your personal data:


(a).  where such disclosure is required for performing obligations in the course of or in connection with our provision of the goods and services requested by you;


(b).  to third party service providers, agents and other organisations we have engaged to perform any of the functions with reference to the above mentioned purposes; or


(c).  when required by law.


7.  The purposes listed in the above clauses may continue to apply even in situations where your relationship with us (for example, pursuant to your employment contract should you be hired, or pursuant to the engagement letter you signed with us where a reference is necessary) has been terminated or altered in any way, for a reasonable period thereafter (including, where applicable, a period to enable us to enforce our rights under a contract with you).


Withdrawing Your Consent


8.  The consent that you provide for the collection, use and disclosure of your personal data will remain valid until such time it is being withdrawn by you in writing. You may withdraw consent and request us to stop collecting, using and/or disclosing your personal data for any or all of the purposes listed above by submitting your request in writing or via email to our Data Protection Officer at the contact details provided below.


9.  Upon receipt of your written request to withdraw your consent, we may require reasonable time (depending on the complexity of the request and its impact on our relationship with you) for your request to be processed and for us to notify you of the consequences of us acceding to the same, including any legal consequences which may affect your rights and liabilities to us. In general, we shall seek to process your request within ten (10) business days of receiving it.


10. Whilst we respect your decision to withdraw your consent, please note that depending on the nature and scope of your request, we may not be in a position to continue providing our goods or services to you and we shall, in such circumstances, notify you before completing the processing of your request. Should you decide to cancel your withdrawal of consent, please inform us in writing in the same manner described in clause 8 above.


11.  Please note that withdrawing consent does not affect our right to continue to collect, use and disclose personal data where such collection, use and disclosure with consent is permitted or required under applicable laws.


Access to and Correction of Personal Data


12.  If you wish to make


(a).  a request to access ("the access request") to a copy of the personal data which we hold about you or information about the ways in which we use or disclose your personal data, or


(b).  a request to correct or update any of your personal data which we hold about you, 


you may submit your request in writing or via email to our Data Protection Officer at the contact details provided below.


13.  Please note that a reasonable fee may be charged for an access request. If so, we will inform you of the fee before processing your request.


14.  We will respond to your request as soon as reasonably possible. In general, our response will be within ten (10) business days.  If we are unable to respond to your request within thirty (30) days after receiving the same, we will inform you in writing within the same thirty (30) days of the time by which we will be able to respond to your request.  If we are unable to provide you with any personal data or to make a correction requested by you, we shall generally inform you of the reasons why we are unable to do so (except where we are not required to do so under the PDPA).


Protection of Personal Data


15.  To safeguard your personal data from unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks, we have introduced appropriate administrative, physical and technical measures (both on premises and on cloud platform) such as up-to-date antivirus protection, encryption, use of privacy filers, and disclosing personal data both internally and to our authorised third party service providers and agents on a need-to-know basis.


16.  You should be aware, however, that no method of transmission over the internet or method of electronic storage is completely secure. While security cannot be guaranteed, we strive to protect the security of your information and are constantly reviewing and enhancing our information security measures.


Accuracy of Personal Data


17.  We generally rely on personal data provided by you (or your authorised representative). In order to ensure that your personal data is current, complete and accurate, please update us if there are changes to your personal data by informing our Data Protection Officer in writing or via email at the contact details provided below.


Retention of Personal Data


18.  We may retain your personal data for as long as it is necessary to fulfil the purpose for which it was collected, or as required or permitted by applicable laws.


19.  We will cease to retain your personal data, or remove the means by which the data can be associated with you, as soon as it is reasonable to assume that such retention no longer serves the purpose for which the personal data was collected, and is no longer necessary for legal or business purposes.


Transfers of Personal Data outside of Singapore


20.  We adopt cloud based technology to process our work and the data (including any that concerns you) is stored overseas.  The vendors provide Software as a Service (SaaS) to users worldwide, security is a key component in the vendors' offerings which assure us that your personal data continues to receive a standard of protection that is at least comparable to that provided under the PDPA Singapore.


Data Protection Officer ("DPO")


21.  You may contact our DPO if you have any enquiries or feedback on our personal data protection policies and procedures, or if you wish to make any request, in the following manner:


DPO: (i). Ms. Loo Min Min   (ii). Mr. Lee Yin Chen

Tel. No.: +65 6274 1294

Email: mail@recovery-accountants.com

Address: 164 Bukit Merah Central #03-3655 Singapore 150164


Effect of Notice and Changes to Notice


22.  This Notice applies in conjunction with any other notices, contractual clauses and consent clauses that apply in relation to the collection, use and disclosure of your personal data by us.  This Notice forms an integral part of and serves as an addendum to any engagement letter that you signed with us before or after the effective date of the Notice.


23.  We may revise this Notice from time to time without prior notification. You may determine if any such revision has taken place by referring to the date on which this Notice was last updated.  Your continued use of our services constitutes your acknowledgement and acceptance of such changes.